Wells Fargo Replicate Card Assessment

0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place The Wells Fargo Replicate℠ Card merely cannot be beat. The cardboard begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you may get an intro APR extension of as much as three months, for a complete of 21 months. All you have to do is make on-time minimal funds through the intro and extension intervals.

It is value noting that the intro APR applies to steadiness transfers made inside the first 120 days of opening the account. There may be additionally a steadiness switch payment of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. These payment quantities are normal amongst steadiness switch bank cards.

No annual payment — The Wells Fargo Replicate℠ Card is designed that will help you lower your expenses each on bank card curiosity and different charges. Since it is a no annual payment card, you need not pay an annual payment to have it.

Cellphone safety — Once you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). That is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, and you may nonetheless have the peace of thoughts that your telephone is protected.

Particular affords — By means of My Wells Fargo Offers, you possibly can earn money again assertion credit on buying, eating, and experiences that you just pay for along with your eligible Wells Fargo card.